When a Spouse’s Financial Decisions Affect Your Credit

When a Spouse’s Financial Decisions Affect Your Credit

More often then not, clients are contacting us about loans they never secured, credit cards they never used, and even tax returns they never reviewed or filed for companies they never knew they owned. Sometimes, clients won’t learn about a loan or credit card their spouse secured in the client’s name until a debt collector contacted them or they received a letter in the mail for nonpayment. This can be damaging to a spouse’s credit and...

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When Identity Theft is Perpetrated by Your Spouse

When Identity Theft is Perpetrated by Your Spouse

While two people are married, one spouse may take a back seat to the financial decisions another spouse is making. Usually, it doesn’t become important while the parties are together, and perhaps both parties are benefitting from the choices. But many years later, during a divorce, one spouse may find out they are a victim of identity theft. In an unprecedented step, New York State passed a law to add identity theft to the list of offenses...

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